ClaimWatch dynamically reviews and assesses every financial contract your clients hold, historic and current, to detect claims automatically across every product category. This briefing sets out how your firm can use ClaimWatch to unlock significant new fee income from every client already in your book or enrolling going forward, without changing your SRA position, without hiring, and without a technology project. The platform finds revenue your firm did not know existed.
Every node is a live data signal. Every connection is a scoring relationship. Hover any node to explore the ClaimWatch intelligence layer.
OCC constructs a fully bespoke, white-label claims platform for each firm we work with. Built to your brand, your regulatory profile, and your client book. Not a demo. Not a trial. A live working infrastructure that processes real claims for real clients every single day with 1.4 million claims processing capacity per month.
We have live platforms operating right now across multiple firms in the UK. Claims are being assessed, documents are being generated, and settlements are being progressed today on the same technology this briefing describes. What you are reading about already exists and is already working.
ClaimWatch is a dynamic AI assessment platform that automatically reviews and analyses every financial contract a consumer has ever held historic and current to detect viable claims across every product category. It does not wait for a scheme to be announced. It does not rely on a client remembering they had a product. It finds the claim before the client knows it exists.
Every client your firm onboards is enrolled into ClaimWatch automatically. The platform runs a continuous, live assessment of their entire financial contract history motor finance, credit cards, loans, packaged accounts, energy contracts, insurance products cross-referencing every agreement against current regulatory positions, FOS determinations, lender conduct records, and scheme eligibility criteria. When a claim is detected, your firm is notified and ClaimWatch builds the case. The client registers once. The platform works for life.
ClaimWatch activates one new claim product per month for 12 months. ClaimWatch dynamically assesses each client's full financial contract history as each product goes live, detecting eligible claims automatically. The table below shows the income potential from a single client across all 12 products at a 28% fee rate.
| Month | Claim Product | Avg. Claim Value | Fee at 28% | Cumulative Per Client |
|---|---|---|---|---|
| M01 | Packaged Bank Accounts Ongoing FOS redress | £1,400 | £392 | £392 |
| M02 | Personal Loans Irresponsible lending | £2,100 | £588 | £980 |
| M03 | Credit Cards Section 140A unfair relationship | £1,800 | £504 | £1,484 |
| M04 | Buy Now Pay Later FCA regulatory review | £900 | £252 | £1,736 |
| M05 | Overdraft Charges FCA remediation | £750 | £210 | £1,946 |
| M06 | Motor Finance PCP PS26/3 primary scheme product | £4,768 | £1,335 | £3,281 |
| M07 | Mortgage Mis-selling FOS escalation route | £4,200 | £1,176 | £4,457 |
| M08 | Energy Overcharging Ofgem and FOS | £1,100 | £308 | £4,765 |
| M09 | Motor Finance HP PS26/3 hire purchase variant | £4,172 | £1,168 | £5,933 |
| M10 | Insurance Car and home insurance mis-selling | £1,600 | £448 | £6,381 |
| M11 | Student Loans Repayment anomalies | £1,200 | £336 | £6,717 |
| M12 | Pension Mis-selling SIPP and defined benefit transfer | £11,500 | £3,220 | £9,937 |
Apply that single client value across your book. The chart below shows total 12-month fee income potential at four client volumes, all modelled at £9,937 per client at 28% fee rate.
ClaimWatch is a fully operational end-to-end claims platform. It does not surface a lead and hand it to your team to manage manually. It detects the claim, builds the complete legal and compliance file, presents it for your approval, and then dispatches it live directly to the bank or provider from within the platform. Every action is recorded in a full regulatory audit trail. Your team maintains control. The platform does the work.
A 20-minute platform walkthrough will show you exactly how the 12-month model maps to your client book and what your income projection looks like at your volume.